CDye Financial
Terms of Service

Terms of use for cdyefinancial.com

Effective date: July 10, 2026

These Terms of Service ("Terms") govern your use of cdyefinancial.com (the "Site"), operated by CDye Financial LLC ("CDye Financial," "we," "us," or "our"). By using the Site, you agree to these Terms.

1. Not a Contract of Insurance

Nothing on this Site constitutes an offer, binder, or contract of insurance. Coverage is only effective once an application has been approved by the issuing insurance carrier and a policy has been issued. Rates, terms, and availability described on the Site are illustrative and subject to underwriting review by the applicable carrier.

2. Independent Agency

CDye Financial LLC is an independent insurance agency and is not an insurance carrier. We help compare policies across multiple carriers but do not underwrite, guarantee, or issue insurance policies directly.

3. Eligibility & Licensing

This Site is intended for individuals located in states where CDye Financial LLC is licensed to conduct insurance business. Nothing on this Site should be interpreted as a solicitation of insurance in any jurisdiction where we are not licensed.

4. Use of the Site

You agree to use the Site only for lawful purposes. You agree not to:

5. Accuracy of Information

We aim to keep the information on this Site accurate and current, but we make no warranties regarding its completeness or accuracy. Any specific policy figures, quotes, or rates you receive from an advisor take precedence over general information described on the Site.

6. Intellectual Property

All content on this Site, including text, graphics, and logos, is the property of CDye Financial LLC unless otherwise noted, and may not be copied or reproduced without permission.

7. Third-Party Links

The Site may contain links to third-party websites or carrier resources. We are not responsible for the content or practices of those sites.

8. SMS Messaging Program

Program description & use cases. If you opt in through our website's quote request form, CDye Financial LLC's SMS program sends transactional and informational text messages related to your request, including appointment confirmations and reminders, quote follow-ups, and service alerts. These messages are sent in response to your inquiry and are not unsolicited marketing.

Message frequency & cost. Message frequency varies depending on your interactions with us. Message and data rates may apply, based on your mobile carrier plan.

How to opt out. You can cancel this SMS program at any time. Text STOP to any message you receive from us to opt out. After you send the SMS message "STOP," we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from this program. If you'd like to re-subscribe, contact us using the information below.

How to get help. Text HELP to any message for assistance, or contact our support team directly at (650) 675-3021.

Carrier liability disclaimer. Carriers are not liable for delayed or undelivered messages. Wireless carriers participating in this SMS program are not liable for delayed or undelivered messages.

Age restriction. You must be 18 years of age or older to opt in to this SMS program.

Privacy. For details on how we collect, use, and protect your information as part of this SMS program, see our Privacy Policy.

9. Limitation of Liability

To the fullest extent permitted by law, CDye Financial LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on information provided on it.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

11. Changes to These Terms

We may revise these Terms from time to time. The "Effective date" above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

12. Contact Us

CDye Financial LLC
Phone: (650) 675-3021
Orange County, CA