How CDye Financial LLC handles your information
CDye Financial LLC ("CDye Financial," "we," "us," or "our") respects your privacy. This policy explains what information we collect through cdyefinancial.com (the "Site"), how we use it, and the choices you have. By using the Site or submitting a form, you agree to the practices described here.
1. Information We Collect
When you submit our quote request form, we collect the information you provide directly, which may include:
- First and last name
- Phone number
- Email address
- Any other details you choose to share with us during a call or follow-up communication
We may also automatically collect limited technical information when you visit the Site, such as browser type, device type, and general usage data, through standard web analytics tools.
2. How We Use Your Information
We use the information you provide to:
- Contact you about life insurance and annuity products you've requested information on
- Provide personalized quotes and compare options across carriers
- Send you appointment reminders, follow-ups, and service-related communications
- Comply with legal and regulatory recordkeeping requirements for licensed insurance producers
3. Cookies & Tracking Technologies
Like most websites, we use cookies and similar tracking technologies (such as web beacons and pixels) to operate the Site and understand how visitors use it. These may include:
- Essential cookies, which allow the Site and our quote request form to function properly
- Analytics cookies, which help us understand which pages are visited and how visitors navigate the Site, so we can improve it
- Advertising/marketing cookies, if we run online advertising, which may be used to measure the performance of ads and avoid showing you repetitive ads
We may use third-party analytics providers (such as Google Analytics) to collect this information on our behalf. These providers may use cookies and similar technologies to collect information about your use of the Site and other websites.
You can control or disable cookies through your browser settings. Disabling cookies may affect how parts of the Site function, such as our quote request form. We do not use cookies or tracking technologies to collect or share SMS opt-in data or consent; that information is never used for tracking or advertising purposes.
4. Text Messaging (SMS) & Call Consent
If you check the consent box on our form, you agree to receive transactional and informational automated text messages and calls from CDye Financial LLC, including appointment confirmations and reminders, quote follow-ups, and service alerts related to your request. These messages are sent in response to your inquiry and are not unsolicited marketing. Message frequency varies, and message and data rates may apply. Consent to receive texts or calls is not a condition of purchasing any product or service. You can opt out of text messages at any time by replying STOP, or get help by replying HELP. You can also opt out of calls by informing your advisor directly.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the categories described in this policy exclude text messaging originator opt-in data and consent — this information will not be shared with any third parties, except as necessary to deliver the text messages themselves through our messaging service provider.
5. How We Share Information
We do not sell your personal information to third parties. Aside from the SMS opt-in data described above, we may share your information with:
- Insurance carriers and underwriters, solely for the purpose of preparing quotes or processing an application you've requested
- Service providers who help us operate the Site or manage communications (such as our website hosting or form-processing provider), under confidentiality obligations
- Regulators or legal authorities, where required by law
6. California Privacy Rights
If you are a California resident, you have the right to request access to, correction of, or deletion of the personal information we hold about you, and the right to opt out of any sale of personal information (we do not sell personal information). To exercise these rights, contact us using the information below.
7. Data Retention
We retain your information for as long as necessary to fulfill the purposes described in this policy, including any recordkeeping periods required for licensed insurance producers under California law.
8. Security
We use reasonable administrative and technical safeguards to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
9. Children's Privacy
Our Site is not directed to individuals under 18, and we do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this policy from time to time. The "Effective date" above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated policy.
11. Contact Us
Questions about this policy or your information? Contact us at:
CDye Financial LLC
Phone: (650) 675-3021
Orange County, CA